How much does car insurance cost in Iowa

How Much Does Iowa Auto Insurance Cost?

Price Range: $229 – $1094

To get behind the wheel, proper auto insurance is required for the driver and vehicle. It’s important to keep your car insured from incidents such as accidents, injuries, hit-and-runs and theft. Your age, driving record, and make/model of your car will all affect the cost of your insurance rates. It’s always best to do your research and let numerous insurance specialists talk with you one-on-one to find a policy that keeps you safe and agrees with your budget.

Bodily Injury Liability Car Insurance covers medical expenses and lost wages for other drivers, passengers and any pedestrians injured if you’re found at fault in an accident.
Annual Rates:
· Insurance Associates of Iowa City $319
· Budget Insurance $229
· Geico Insurance $247
· Ligouri Insurance $255
· AllState Insurance $349
· The Insurance Specialists $289

Property Damage Liability Car Insurance pays to repair/replace vehicles and valuables, and damage to others’ property if you’re found at fault in an accident.
Annual Rates:
· Insurance Associates of Iowa City $299
· Budget Insurance $209
· Geico Insurance $276
· Ligouri Insurance $240
· AllState Insurance $349
· The Insurance Specialists $289

Collision Auto Insurance is an add on coverage that pays to repair or replace your car if it’s damaged in an accident with another vehicle or object.
Annual Rates:
• Insurance Associates of Iowa City $590
• Budget Insurance $508
• Geico Insurance $522
• Ligouri Insurance $517
• AllState Insurance $589
• The Insurance Specialists $599

Comprehensive Auto Insurance pays to repair or replace a stolen vehicle or a damaged vehicle that was not the result of a collision with another car. Some examples are damages caused by fire, wind, hail, flood, theft, vandalism, falling objects, and more.
Annual Rates:
· Insurance Associates of Iowa City $469
· Budget Insurance $402
· Geico Insurance $417
· Ligouri Insurance $410
· AllState Insurance $460
· The Insurance Specialists $455

Full-Coverage Auto Insurance offer varying options. Basically, it’s a combination of coverage for medical bills and property damage suffered in a car accident.
Annual Rates:
· Insurance Associates of Iowa City $1089
· Budget Insurance $979
· Geico Insurance $1009
· Ligouri Insurance $964
· AllState Insurance $1090
· The Insurance Specialists $1094

*Please Note – These auto insurance rates were based on an average-aged, single individual, with a clean driving record. The sample vehicle we used was a 4 door 2015 sedan.

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